Q. 3What type of loans are not eligible under the resolution framework?
A. MSME borrowers whose aggregate exposure to lending institutions collectively, is 25 Crore or less as on March 1, 2020. (Covered under a separate scheme of RBI)
B. Farm credit
C. Loans to Primary Agricultural Credit Societies (PACS), Farmers' Service Societies (FSS) and Large-sized Adivasi Multi-Purpose Societies (LAMPS) for on-lending to agriculture.
D. posures to financial service providers
E. Exposures to Central and State Governments, Local Government bodies (e.g., Municipal Corporations) and body corporates established by an Act of Parliament or State Legislature
F. Consumption loans to farmers under KCC
G. NPA loans as on March 1, 2020
H .Loans with a DPD status of more than 30 days as of March 1, 2020
I .Accounts having financial stress for reasons other than COVID-19