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Name/s of the Borrower/s :
Application Number:
Major terms and conditions of your Loan agreed to between the Borrower/s named above and Vastu Housing Finance Corporation Limited (“Vastu HFC”) are as under:
Loan Amount
:Purpose of Loan
:Vastu HFC PLR
: 17.67 %Rate of Interest
:Tenor
:EMI
:Number of EMIs
:Due Date for EMIs/PEMI
: 5th of every monthMode of repayment
: ECSModes of communication of changes in Interest rate
: via Letter/ Email/ SMSNature of Charge | Amount |
Copy of Welcome Letter and Amortization Schedule | Rs.250/- |
Initial Non-refundable Processing Fee | Rs.3,000/- for Home loans Rs.5,000/- for LAP |
Processing Fee | Upto 2 % on Sanctioned amount |
Loan Cancellation Charges | 4% of principal outstanding |
CERSAI charges | Rs.250/- for loan amount upto Rs. 5 lakhs Rs.500/- for loan amount above Rs.5 lakhs |
PDC / ECS Bounce Charges | Rs. 500/- |
Penal Charges for delay in deposit(Applicable on Outstanding installment Due) | 2% per month |
PDC /ECS Swap fee | Rs. 500/- |
Statement Request (Duplicate Interest Statement/ Statement of Accounts/Duplicate NOC/ Foreclosure Letter) / List of documents | Rs. 500/- per statement |
Retrieval of copy of documents | Rs.250/- for one document Rs. 500/- for 2 to 4 documents Rs. 1000/- for more than 4 documents |
Part payment / Pre – payment charges (Applicable on outstanding Principal amount at the time of payment) | Will be applicable as per guidelines of National Housing Bank in this regard from time to time |
Collection Charges
|
Rs 500/- per visit Rs 250/- Rs 500/- |
Duplicate No due certificate | Rs. 500 /- |
NOC issuance charge | Rs. 500 /- |
Document Retrieval Fee | Rs. 3000 /- |
Email us at | customercare@vastuhfc.com | |
Write to us at the below mentioned address: | Vastu Housing Finance Corporation Limited A-203, Navbharat Estates, Barrister Nath Pai Marg, Azad Nagar, Sewri, Mumbai, Maharashtra 400015 |